Tier-III Descriptive Paper Essay-4 by Narendra Kumar

Dear Aspirants, Now our SSC ADDA is Topper Ka Adda. We have started an initiative where Previous Years SSC toppers will be Guiding and training you through various platforms for the upcoming SSC CGL 2017 Exam. It’s a great opportunity for all of you to prepare for the exam and be trained by the best of the minds of India. 

Since the exams will be conducted on 28th January 2018 (SSC MTS Tier-II) and 31st March, 2018 (SSC CGL Tier-III), there are three components of descriptive paper, Precis Writing, Letter/Application writing and Essay writing. Today, in this series we will post an Essay written by SSC TOPPER Mr. Narendra Kumar. Read the below given Essay and try to write in your language. Study and Practice well. 

ESSAY TOPIC : Jan Dhan Yojana

Even after 69 years of Independence, many people in India could not be brought within the banking system. To tackle this acute problem the honorable Prime Minister Shri Narendra Modi launched Pradhan Mantri Jan-Dhan Yojna (PMJDY) on 28th August, 2014 with a vision to bring unbanked section of the society into mainstream banking. The Scheme was initiated to provide bank account and banking services to each household in the country so as to have comprehensive financial inclusion. So far, more than 25 crore new bank accounts have been opened under the Scheme.
Under this Scheme, a majority of people who opened their bank accounts were earlier outside the periphery of banking system. The most striking feature of this Scheme is that instead of delivering banking services to villages, the focus is on households. Cities were also included in the scheme. The number of people who have been included in the banking system, in such a short time, is a global record. Both public and private banks have been roped in for this scheme.
Through this Scheme, banks also got an opportunity to tap the saving potential of the common man. Through Banking Correspondents banking services are delivered to households at their doorstep. Banking Correspondents in many ways acts as ATM too for many people. With Jan Dhan, Aadhar and Mobile (JAM) technology, bank accounts are connected and middleman can no longer exploit the poor people. Ghost beneficiaries of social schemes are also thing of past now. Such Schemes are definitely the need of the hour and play an important role in transforming the lives of people and the country at large.

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