Important government schemes For All Government Exam PART-3


The NDA Government has launched a new Crop scheme Pradhan Mantri Fasal Bima Yojana on 13th January under the ministry of Agriculture and Farmers Welfare, Government of India
the main motto of this scheme is to provide insurance coverage and financial support to the farmers in the event of natural calamities, pests & diseases and to stabilise the income of farmers to ensure their continuance in farming.

Crop covers under this scheme
The scheme covers Kharif, rabi crops as well as annual commercial and horticultural crops. For Kharif crops, the premium charged would be up to 2% of the sum insured.  For Rabi crops, the premium would be up to 1.5% of the sum assured. For annual commercial and horticultural crops, a premium would be 5 per cent

Important Points
1.There is no upper limit on Government subsidy so farmers will get claim against full sum insured without any reduction
2. Post harvest losses are also covered.


Ministry of Health and Family Welfare (MOHFW) has launched Mission Indradhanush on 25th December 2014 with the aim of expanding immunisation coverage to all children across India by the year 2020

1. Full immunisation coverage from present 65% to 90% for all children by 2020 
2. All children under the age of two years and pregnant women are fully immunised with all available vaccines.
3. All vaccines are available free of cost under the Universal Immunization programme in India 

Important Points
1.The Mission Indradhanush, depicting seven colours of the rainbow, targets to immunise all children against seven vaccine preventable diseases namely Diphtheria, Pertussis, Tetanus, Childhood Tuberculosis, Polio, Hepatitis B and Measles
2.first phase of mission has identified and targeted 201 high focus districts in the country that have the highest number of partially immunised and unimmunized children


Janani Suraksha Yojana (JSY) is a safe motherhood intervention under the National Rural Health Mission (NHM).It was launched in April 2005 by modifying the National Maternity Benefit Scheme (NMBS)

The main objective of this scheme is Reducing maternal and infant mortality by promoting institutional delivery among pregnant women

Important Point
1. Eligible pregnant women are entitled to cash assistance irrespective of the age of mother and number of children for giving birth in a government or accredited private health facility


Prime Minister Narendra Modi has launched the Stand-up India on the 125th Birth anniversary of Babasaheb Bhimrao Ambedkar. This scheme aimed at providing credit to Scheduled Caste (SC), Scheduled Tribe (ST), and women borrowers in the non-farm sector.
The scheme is intended to promote entrepreneurship among SC/ST and women and further give a push to government’s financial inclusion programme.

Important Point
1. Composite loan between Rs. 10 lakhs and upto Rs.100 lakhs, inclusive of working capital component for setting up any new enterprise.

2. Refinance window through small industries development bank of India (SIDBI) with an initial amount of Rs.10,000 crore.

3. Creation of a corpus of Rs. 5,000 crore for credit guarantee through NCGTC(National Credit Guarantee Trustee Company).

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